Consumer Credit Lenders.
From affordability checks and creditworthiness assessments to transparent disclosures and responsible marketing – we leverage our mastery in consumer credit regulation to embed clarity, control and fairness into every stage of your customer journey.
COMPLIANT LENDING
As a consumer credit lender, your regulatory obligations are detailed, complex and non-negotiable. From navigating FCA authorisation and obtaining approvals for senior management roles to ensuring compliant data sharing with credit reference agencies (CRAs), compliance is integral to every stage of your operations.
This is where Cosegic’s advice is invaluable. We take on the heavy lifting – guiding you through authorisation processes, crafting fit-for-purpose policies, and ensuring your governance and controls meet the rigour of regulatory scrutiny. And with our experts supporting you with your compliance, you can concentrate on driving commercial growth and delivering exceptional service to your customers.