The question of what is or might be in the Financial Conduct Authority perimeter – i.e. covered by FCA regulation – isn’t always straightforward and can cause even a seasoned expert to...
On the 16 July 2025, the Payment Systems Regulator (PSR) published its dashboard on the management of reimbursement claims since its policy was imposed on in-scope firms 6 months ago. It remains...
The announcement from the UK Supreme Court will be welcomed by those across the motor finance industry. It has been deemed that non-discretionary commission does not amount to a bribe, nor does...
The UK government’s 2025 National Risk Assessment (NRA) has arrived, offering critical updates on money laundering and terrorist financing risks since the last assessment in 2020. This is the first NRA in...
Digital Finance Newsletter July 2025 Welcome to the latest edition of our compliance newsletter. The eagle eyed among you will have noticed that we have had a change of name since the...
On 15 July 2025, Rachel Reeves, set out the government’s next steps to boost the UK’s financial services industry in her Leeds Reforms. Simultaneously, HMT, the FCA and the Bank of England...
Published in May 2025, the FCA’s Policy Statement PS25/4 introduced a significant regulatory shift for UK fund managers. While the policy came into effect two months ago, its practical implications are only...
New rule under COCON The Financial Conduct Authority (FCA) is introducing a new rule under the Code of Conduct (COCON) to explicitly address non-financial misconduct (NFM), such as bullying, harassment, and violence,...
On 7 November 2024, we published an article about how the FCA interviewed twenty finfluencers under caution. That was at the end of October 2024. Well, it seems that the FCA has...
In 2024–25, the Financial Conduct Authority (FCA) conducted a thematic review of 14 e-money and payment firms, assessing their frameworks for enterprise and liquidity risk, as well as their preparedness for an...