Skip to main content
  • SECTORS
    • INVESTMENT FIRMS
      • Asset Managers
      • Brokers
      • Hedge Funds
      • Investment Advisory
      • Private Equity
      • Wealth Management
    • DIGITAL FINANCE
      • Authorised Payment Institutions
      • Electronic Money Institutions
      • Cryptocurrency
      • Open Banking
      • Money Remittance
    • CONSUMER FINANCE AND INSURANCE
      • Automotive Dealers
      • Claims Management Companies
      • Consumer Credit Lenders
      • Credit Brokers
      • Debt Management & Collection
      • Funeral Planning Companies
      • Insurance Intermediaries
      • Mortgage Intermediaries
  • SOLUTIONS
    • AUTHORISATIONS
      • FCA Authorisation
      • SEC Registration
      • 5MLD Registration
      • Change in control
      • Variation of permission
    • COMPLIANCE ADVISORY
      • Compliance health checks & audits
      • Ongoing support
      • Policy & procedure frameworks
      • Consumer Duty
      • SM&CR
      • Safeguarding audits
      • Operational resilience
    • FINANCIAL CRIME
      • Advisory services
      • Audits and assurance
      • Risk assessments
      • Fraud prevention
    • FINANCIAL RESILIENCE
      • IFPR compliance
      • ICARA
      • Financial forecasting
      • Regulatory capital & liquidity
      • Wind-down planning
    • REGULATORY REPORTING
      • Annex IV
      • RegData reporting
      • FCA notifications & attestations
    • TRAINING
      • Financial Crime training
      • FCA Compliance training
      • SM&CR training
      • Consumer Duty training
      • GDPR training
      • SEC training
      • CASS training
  • TECHNOLOGY
  • Resources
    • ALL RESOURCES
    • ARTICLES
    • EVENTS
    • FACTSHEETS
    • PRESS
  • ABOUT
    • Our Company
      • Our Culture
      • Our Values
      • Learning & Development
      • Corporate Social Responsibility
      • Meet our Team
      • Our People
    • Our Purpose
      • Rule the Rules
    • Current Opportunities
      • Our Perks
    • Contact Us
  • LOGIN
    • CMP+
    • MyCosegic
  • SECTORS
    Back
    • INVESTMENT FIRMS
      Back
      • INVESTMENT FIRMS
      • Asset Managers
      • Brokers
      • Hedge Funds
      • Investment Advisory
      • Private Equity
      • Wealth Management
    • DIGITAL FINANCE
      Back
      • DIGITAL FINANCE
      • Authorised Payment Institutions
      • Electronic Money Institutions
      • Cryptocurrency
      • Open Banking
      • Money Remittance
    • CONSUMER FINANCE AND INSURANCE
      Back
      • CONSUMER FINANCE AND INSURANCE
      • Automotive Dealers
      • Claims Management Companies
      • Consumer Credit Lenders
      • Credit Brokers
      • Debt Management & Collection
      • Funeral Planning Companies
      • Insurance Intermediaries
      • Mortgage Intermediaries
  • SOLUTIONS
    Back
    • AUTHORISATIONS
      Back
      • AUTHORISATIONS
      • FCA Authorisation
      • SEC Registration
      • 5MLD Registration
      • Change in control
      • Variation of permission
    • COMPLIANCE ADVISORY
      Back
      • COMPLIANCE ADVISORY
      • Compliance health checks & audits
      • Ongoing support
      • Policy & procedure frameworks
      • Consumer Duty
      • SM&CR
      • Safeguarding audits
      • Operational resilience
    • FINANCIAL CRIME
      Back
      • FINANCIAL CRIME
      • Advisory services
      • Audits and assurance
      • Risk assessments
      • Fraud prevention
    • FINANCIAL RESILIENCE
      Back
      • FINANCIAL RESILIENCE
      • IFPR compliance
      • ICARA
      • Financial forecasting
      • Regulatory capital & liquidity
      • Wind-down planning
    • REGULATORY REPORTING
      Back
      • REGULATORY REPORTING
      • Annex IV
      • RegData reporting
      • FCA notifications & attestations
    • TRAINING
      Back
      • TRAINING
      • Financial Crime training
      • FCA Compliance training
      • SM&CR training
      • Consumer Duty training
      • GDPR training
      • SEC training
      • CASS training
  • TECHNOLOGY
  • Resources
    Back
    • ALL RESOURCES
    • ARTICLES
    • EVENTS
    • FACTSHEETS
    • PRESS
  • ABOUT
    Back
    • Our Company
      Back
      • Our Company
      • Our Culture
      • Our Values
      • Learning & Development
      • Corporate Social Responsibility
      • Meet our Team
      • Our People
    • Our Purpose
      Back
      • Our Purpose
      • Rule the Rules
    • Current Opportunities
      Back
      • Current Opportunities
      • Our Perks
    • Contact Us
  • LOGIN
    Back
    • CMP+
    • MyCosegic
Get in touch

Solutions – Authorisations – Variation of Permission (VoP)

VARIATION OF PERMISSION (VoP).

Get in touch
Successfully navigating the FCA’s Variation of Permission (VOP) process takes more than an understanding of the rules. It also requires a clear understanding of your firm’s growth trajectory and how proposed changes align with your long-term vision. With our expertise, your firm can confidently secure the permissions it needs, empowering your next phase of growth with the full backing of the FCA.

Our approach to VOP transcends the technicalities, strategically positioning your business as resilient, future-ready, and fully compliant with FCA expectations.

ARTICULATING CHANGES.

Whether launching additional services, or restructuring your operations, we guide you through all stages of the authorisation process. This includes everything from drafting the VOP application to responding to FCA queries.

Our deep expertise in the regulatory complexities allows us to position these changes so they align seamlessly with the FCA’s stringent standards. This ensures the transition is smooth, efficient, and aligned with both your current operations and long-term goals.

 

Rule the…

1

REFRAMING

Our experts assess which activities trigger the need for a VOP and determine the specific permissions required. This ensures your application is accurately targeted and aligned with FCA requirements, reducing the risk of challenges or delays.

2

RESTRUCTURE

We help you to craft a comprehensive, transparent, and persuasive case for why changes are in the best interest of the business, the regulator, and your stakeholders.

3

REVIEW

Our experts support you throughout the FCA’s review, ensuring your responses are precise, clear, and strategically crafted to address any concerns the FCA may have. This speeds up the approval process and reduces the risk of conditions or rejections.

 

Related Resources
View all Resources
Article
Cryptocurrency: Three things to think long and hard about

The question of what is or might be in the Financial Conduct Authority perimeter – i.e. covered by FCA regulation – isn’t always straightforward and can cause even a seasoned expert to…

Link
Press
Meet Edward Vincent – Senior Consultant, Digital Finance

Link
Article
APP scams reimbursement dashboard – how well is the UK responding to scam claims?

On the 16 July 2025, the Payment Systems Regulator (PSR) published its dashboard on the management of reimbursement claims since its policy was imposed on in-scope firms 6 months ago. It remains…

Link
Article
Motor Finance Supreme Court Decision: Common Sense Prevails – But Lenders Are Not Out of the Woods Yet

The announcement from the UK Supreme Court will be welcomed by those across the motor finance industry. It has been deemed that non-discretionary commission does not amount to a bribe, nor does…

Link
Article
UK National Risk Assessment 2025

The UK government’s 2025 National Risk Assessment (NRA) has arrived, offering critical updates on money laundering and terrorist financing risks since the last assessment in 2020. This is the first NRA in…

Link
View all Resources

Don’t just stay abreast. Stay ahead. Subscribe to Cosegic insights.

Contact Us
info@cosegic.com +44 (0)20 7060 4499
Connect with us
© 2026 Cosegic Limited. All rights reserved.
  • Terms and conditions
  • Privacy
  • Cookies
  • Settings