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Resources

Read. Then Rule.

Go beyond compliance to performance. Delve into a wealth of resources designed to help you attract investors, safeguard customers and strengthen reputations.

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    Article
    The FCA joins forces with other regulators to crack down on illegal finfluencers

    On 7 November 2024, we published an article about how the FCA interviewed twenty finfluencers under caution. That was at the end of October 2024. Well, it seems that the FCA has...

    Link
    Article
    Working Together: the FCA and ICO help firms to use AI responsibly

    In a recent news blog, Nikhil Rathi, FCA Chief Executive, and John Edwards, UK Information Commissioner (ICO) have stated that the FCA and ICO will be joining forces and working together to...

    Link
    Article
    Key considerations in implementing a possible motor finance consumer redress scheme

    In a recent update published 5 June 2025, the FCA is looking ahead of the Supreme Court decision and are setting out the points for consideration if a redress scheme was introduced...

    Link
    Article
    Buy-Now, Pay-Later – What firms need to know

    Last year, the Government ran a six-week consultation between 17 October and 29 November 2024 on proposals for bringing currently unregulated Buy-Now, Pay-Later (BNPL) products into regulation. This consultation also included draft...

    Link
    Article
    Key talking points in FCA’s CP25/12: Reforms to streamline UK insurance regulation

    The UK is a world leader and a global hub for commercial insurance, providing expertise in underwriting complex and specialty risks, and handling risks from all over the world. At the same...

    Link
    Article
    Consultation Paper CP25/8: FCA proposes removal of outdated data submissions

    The relationship between financial firms and the FCA is largely centred around the regular submission of reports and data. However, the volume of reporting can, at times, be overwhelming, and it can...

    Link
    Article
    Portfolio Letter – Mortgage Intermediaries

    On 30th January 2025, the FCA issued a Portfolio letter to the CEOs of Mortgage Intermediaries outlining the new strategy for supervising firms. Mortgage intermediaries play an important role in matching consumers...

    Link
    Article
    Portfolio Letter – Claims Management Companies

    On 30th January 2025, the FCA issued a Portfolio letter to the CEOs of all Claims Management Companies (CMCs) outlining the new strategy for supervising firm. As a reminder, the transfer of...

    Link
    Article
    MS24/2.1 Premium Finance Market Study

    Last month the FCA published a proposed Terms of Reference (ToR) for a new market study into the provision of premium finance for motor and home insurance policies. The scope of this...

    Link
    Article
    The FCA cracks down on illegal finfluencers…again!

    At the end of October, the FCA interviewed twenty finfluencers under caution. What is a finfluencer, I hear you say? Finfluencers, or financial influencers, are individuals who offer advice and information on...

    Link
    Article
    Under the microscope: General Insurance and pure protection governance.

    On 21st August 2024, the FCA published TR24/2: General insurance and pure protection product governance thematic review. The review supersedes the FCA’s letter from February 2024, which commented on its key observations...

    Link
    Article
    What does the temporary complaint handling extension mean for the motor finance industry?

    On 30th July 2024, the FCA (the Regulator) issued an update extending its temporary complaint handling rules for discretionary commission arrangement (DCA) complaints in the motor finance industry. The Regulator is proposing to...

    Link
    Article
    Findings from the FCA’s Insurance multi-firm review

    On 26th June 2024, the Financial Conduct Authority (FCA) published the results of their insurance multi-firm review of outcomes monitoring under the Consumer Duty. The results come from a review undertaken in...

    Link
    Article
    GAP Insurance – What is the current state of affairs?

    On 9th February 2024, the Financial Conduct Authority (FCA) announced that multiple insurance firms have agreed to pause sales of Guaranteed Asset Protection (GAP) insurance, following a request from the FCA. GAP...

    Link
    Article
    PS23/3 Baseline Financial Resilience

    On 2nd May 2023, the FCA issued policy statement ‘PS23/3 Creation of a baseline financial resilience regulatory return: Feedback to CP22/19 ‘creation of a baseline financial resilience regulatory return and final rules’....

    Link

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